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Here's a detailed tutorial that will guide you on how you can withdraw money from PayPal in Nepal. That's right. You can get the money right in your hands! At the end of this tutorial, you will have your own verified PayPal and will be able to withdraw the money here in Nepal. I have tried to go through everything I know. If you guys are still confused after reading this, please let me know. I'm sorry if the tutorial seems long, I just wanted to be as thorough as possible.
Overview
The process is quite simple actually.
- We are going to get ourselves an International MasterCard (for free).
- Then get ourselves an US Bank account.
- Withdraw money from PayPal to US Bank account.
- The withdrawn money will automatically get loaded into our MasterCard.
- Use the Mastercard and withdraw the money from ATMs here in Nepal.
Didn't get me? Don't worry. It's just an overview of the method. Everything is explained below.
Signing Up
You can get a MasterCard for free by signing up here. We are using a company named Payoneer, which provides MasterCard to users worldwide. You can use this card for various purposes including online (buy/sell products online) and electronic (withdraw through ATM) purposes.
While signing up, you will also be asked to upload a scanned copy of a national identity document (i.e. Passport/Citizenship). So, make sure you have it with you. Your application has to be then accepted by Payoneer (You need to be 18 years or older). Once accepted, the card will be shipped to you for free. Make sure to provide correct shipping details so that you can receive the card. It took me about a month to receive the card here in Nepal.
After Receiving Card
Once you receive your card, activate it as follows:
- Go to Payoneer
- Click on 'My Account'
- Enter the User ID and Password you chose when your card was ordered, to log in
- Click on 'Activate your card'
- Select your 4 digit PIN number and submit
- You will receive an email confirmation for activation
US Payment Service
Now that you have activated your card, you need to apply for US payment service. US Payment Service is one of the services provided by Payoneer. If you apply for it, you will be provided with your own US Bank Account and if someone deposits money on that bank account, it will automatically get loaded into your MasterCard. However, not everyone can deposit money on your bank account. You can use US Payment Service for receiving money from only select companies and PayPal is one of them.
To activate your US Payment Service:
- Login to your account and go to Services > US Payment Service.
- At the end of the page, you should find a button that says something similar to Activate my US Payment Service . Click on it.
- You will then receive details of your own US Bank Account.
- Take note of the Bank Routing Number and Account Number. We will be needing it later on to withdraw money from our PayPal account.
Verify PayPal
In order to use a US bank account to withdraw money from PayPal, the country must be on this list. Choose a country from the table where it says Send. Receive. Withdraw (except India & Vietnam). Now create a PayPal account selecting that particular country as your country of residence.
DO NOT CREATE PAYPAL ACCOUNT SELECTING NEPAL AS YOUR COUNTRY! AND MAKE SURE TO USE YOUR REAL NAME!
Here's how you need to proceed in order to verify your PayPal.
- Login to your PayPal.
- Go to Profile > Update Bank Account.
- Add a bank account.
- Select Checking and enter the Routing Number and Account Number that you've received above, on US Payment Service.
- Click on Continue.
PayPal will now make two small deposits on your bank account to confirm that it really exists and that it belongs to you. That deposited amount will be automatically loaded on your Payoneer MasterCard, and once it does, you will receive an email notification. You can then login to your Payoneer account and check the deposited amount. It might take up to a week for the amount to show up on your Payoneer interface, but most of the time, it shows up in two to three days.
Once the two amount show up on your Payoneer interface, go to PayPal > Profile > Update Bank Account. You will see a text that says Confirm Bank Account. Click on it and enter the exact amount you saw on your Payoneer account.
Congrats, your PayPal account is now verified!
Transfer From PayPal
- Login to PayPal.
- Go to Withdraw > Transfer to Bank Account.
- Enter the amount to be withdrawn.
- Click on Continue.
Your PayPal fund will now get transferred to your Bank account and then loaded onto your Payoneer MasterCard. It should show up on your Payoneer interface within a week.
Withdraw From MasterCard
Now that the fund has been loaded onto your MasterCard, simply go to a ATM and withdraw the money. I will recommend you to use ATMs of only two banks, though : either Nepal SBI Bank Ltd. or Standard Chartered Bank. See below for the reasons.
Fees Involved
This is the part most of you have been waiting for. What are the fees? Well, to be frank, the fees seem to be quite high (esp. for us). But, I think no matter how much it costs, it's always better to have the money right here in your hands rather than letting it pile up on your PayPal account, and not getting to use it here.
- US Payment Service : US Payment Service charges 1% of the transfer amount. So, for example, if you transfer $100 from your PayPal to your bank account, only $99 will be loaded into your card.
- ATM withdrawal : ATM withdrawal fee is quite high. Each time you make a withdrawal, you will be charged $3.15 + up to 3% currency conversion fee.
- Annual card maintenance fee : I forgot to mention about it earlier. Once you reach $29.95 on your Payoneer account, that amount is automatically deducted by Payoneer as an annual card maintenance fee. And yearly, at the same day and date, $29.95 will be deducted.
How to minimize the fees?
- Do not use ATMs other than that of Nepal SBI Bank and Standard Chartered Bank. The reason I say so is because other banks charge more money on top of the existing fee ($3.15 + 3%). I learnt it while Googling, and would like to thank the owner of this blog for the help. I had withdrawn some money from Nepal SBI bank's ATM and it did not charge me more than the said fee ($3.15 + 3%).
- SBI Bank allows maximum withdrawal of Rs. 16,000 at a time, whereas Standard Chartered allows a maximum of Rs.10,000 withdrawal at a time. So, try not to withdraw small amount from ATM, instead make a habit to withdraw the maximum amount allowed (i.e 10,000 or 16,000). This will help minimize the fees.
- Do not make a balance inquiry from ATM. Every declined ATM withdrawal and balance inquiry costs you $1.
- Payoneer charges annual card maintenance fee of $29.95. So, at the beginning of each year, empty your card i.e. either withdraw your money, or spend it online, but make sure there's nothing left there. Payoneer won't charge the fee if your card's empty.
PROS and CONS of the method
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- Online store that accepts unverified PayPal
- Buy domain with an unverified paypal
- Adbrite Alternatives
- Ubuntu Local Repository For Nepal
Great post. Im gonna try it once I get a bank a/c. I can't wait to try it
So wanna try it but Under 18. so need to sped it online.
Guys .... NABIL Bank allows you Nrs. 35000 per withdrawal and they charge you Nrs. 400 Per withdrawal. So this might be good way to withdraw your money from paypal. Hope it helps you.
But as this post ... I searched my payonner account but cant see Services menu to activiate US Payment Services. Any guess why it is not visible for me ? I orderd my card from oDesk year ago.
Hi Aakash, Thank you for your comment. Is Rs. 400 the only fee charged by Nabil for withdrawing through Payoneer MasterCard, no matter how much you withdraw? Payoneer charges $3.15 per withdrawal, and MasterCard charges upto 3% of the withdrawal amount, if the withdrawal is requested in amounts other than US Dollar. On top of that, banks (such as Himalayan Bank) charge fees for using their own ATM. SBI and Standard Chartered Bank, however do not charge any fee for using their ATM, so you only need to pay $3.15 + 3% for the fees. Also, please note that the MasterCard issued by Nabil is different from the one issued by Payoneer. Payoneer's MasterCard has its own set of fees. I just want to make sure that your figures are right. Please let me know.
Regarding the US Payment Service, I think old users need to contact Payoneer to activate it. See here. Thanks.
Hi Subigya, Well I haven't tried to withdraw my money with other bank ATM's I only withdraw my money from NABIL's ATM .. and NABIL Charge you Nrs. 400 per withdrawal. Payneer charged me $2.15 per withdrawal and remember nabil bank allows you to withdraw Nrs. 35000 per withdrwal. I dont know about what mastercard charge you as I can't see that charge in my Payoneer account. So all total fee when you withdraw your money from payoneer is (Nrs 400 + $2.15). But remember again Nabil Bank allows you to withdraw Nrs. 35000 at a time.
I know mastercard issues by nabil is different from Payoneer Mastercard and I am using payoneer mastercard not nabils.
Thank you for your help on activating US Payment Services. I will try that now.
Aakash, take a look at the bottom of Payoneer's pricing and fees page, it is mentioned that MasterCard charges up to 3% if the amount is requested in other than USD. I am quite amazed that $2.15 + Rs. 400 is all that you were charged. I had withdrawn Rs. 500 from SBI Bank's ATM in order to test the fees, Payoneer charged me $8.15 ($2.15 fees + about $0.17 as 3% of withdrawal amount) for it. By the way have you withdrawn less than 35000 from Nabil's ATM? And was the fee still the same (Nrs. 400)? I should give it a try. Thanks for letting me know.
How many times have you withdraw money from paypal to your mastercard?
Hi Sulabh, I have withdrawn 5 times till now.
Well guy i read all your post and comments so would like to say something on my experience.
I agree you created a paypal account from US Address.
Ok i agree you verified it with that US Bank account and your Paypal is US Verified.
Now my question is Paypal may ask you to provide documents {eg: Address proof, Bank Statement etc] which should have the exact Address as you create your Paypal Account..
If you fail to provide necessary documents as they ask then you can loose your Account VERIFIED Statusand they can keep your account as Limited so you may no longer do any transactions.
This is in case of UK, but i don't know about USA. I am sure paypal does the verification process where ever the members are from as they concern high regarding Security and Identity theft.
Hope you guys get me. If not its up to you bcz i don't want any one to loose their money in Paypal account if it gets freeze bcz of the Limited Paypal Account.
Cheers
Aashish
Hi Aashish,
Thank you for your comment. It seems however, that you haven't read the post completely.
First, you don't need to create PayPal from US Address in order to use a US Bank Account. Users from select countries are allowed to use US Bank Account.
Next, if you read till the end of the post (under Pros and Cons), I have talked about the limitation of PayPal. Yes, you are correct. PayPal might ask for verification document anytime, and we won't be able to provide it. As a result, our account will get limited. Limitations are of several kind, some limitations even let you receive money on your account, but not send it. Anyway, what you have to remember here is that we have used a Bank account. PayPal limits an account for 180 days, after which the money on your account will be transferred to your bank account. So, actually you won't lose any thing at all; you just have to wait for 6 months to receive the money. After 6 months, it will be loaded onto your MasterCard. Now, think about this, is it better to use an unverified PayPal account and not get the money even if the account gets limited? Or, is it better to have a verified account, which is accepted by almost all sellers/buyers, and be able to receive the money even if it gets limited? I hope you have understood.
Thanks.
ya got it but could not edit the comment :p
hello subigya. I read this post bt why we should make a paypal account from USA whynt Nepal.?? I m really confused
Hi Ritcus,
PayPal does not support Nepal. If you create a PayPal account saying you are from Nepal, you won't be able to receive any money on your account. You can only send money from a Nepali PayPal account. So here, we are creating a PayPal account from a country which is supported by PayPal and which is also allowed to withdraw to a US Bank account. Please note that you do not need to create the PayPal account from USA. I have included a link on the above post; you can create your PayPal account saying you are from any one of the countries on the list. We just need to use a country whose users are allowed to withdraw to a US Bank account. Hope you have understood. Let me know if you have any questions. Thanks.
This is one good tutorial for just what I need. But I was just wondering, when you entered the address for your card to be mailed to..did you choose your home address or did you open up a post box for that purpose?
Hi Ashish, I entered my home address while ordering the card. Actually, I did not receive it the first time I ordered it. So, I emailed them to send me the card once again, and they sent me a new one. I received it the second time. So, I would recommend you to use a post box instead. In Kathmandu, it costs Rs. 760 to open up a post box (small one).
And I just closed by PO Box a few months ago thinking it would be of no use anymore.
Okie i got it thanx. Bt in the paypal account i have to use my real name bt abt my address it can be fake? N as u say paypal is only a getway to recieve money from different sites to paynoor. Is it? I m a blogger so thinking of adding ads to my blog bt there is one ads called infolinks it does support paynoor directly in that case can we use paynoor directly or should i use paypal account?
Hi,
You need to use your real name because while withdrawing, PayPal checks to make sure that the name on your PayPal account and that on your US bank account is the same. So, make sure you use the same name while signing up on Payoneer and PayPal. PayPal is not the only method to load your Payoneer card. You can load Payoneer MasterCard in four ways, through: 1. Partners (such as Infolinks, Odesk etc) 2. US Payment Service (for ex. by using PayPal, Moneybookers etc) 3. Credit/Debit Card (Visa/MasterCard) 4. Other Users' Payoneer Card.
This guide is just meant to show you how to withdraw PayPal earnings in Nepal even though PayPal does not support Nepal. Infolinks is a partner of Payoneer, so you can directly withdraw your earning to your Payoneer card, without using PayPal. And keep in mind that the fees are different if you order your card through Infolinks. There's two ways you can order your card : through Payoneer directly, and through partners such as Infolinks. If you go to the payment section of Infolinks, and choose Payoneer as the payment option, it will give you a link to sign up on Payoneer. If you sign up on Payoneer that way, the fees will be different. If you follow the above guide, you will be ordering the card directly, without using any partner and again, the fees will be different. Thanks.
IF we choose other than for the country of residence,should we use fake address although there has been a real name.
Pls clarify it.
Cheers
Sunil
Okie.. thank you for this tutorial n ur supports. I already order my paynoor frm its official site 1 week ago. Bt as u replay to asish, i have give my home address nt post office. I am frm chitwan. It says i will recieve it at 28th march. Would i will able to get or nt ..? N could u plz share ur facebook id or a email address so that i can contact on future too? ?
Don't rely on the date mentioned by the site, as they mention the average time taken for the card to reach countries worldwide. It takes a bit longer in Nepal. You should receive your card in 3 to 4 weeks after placing the order. If you don't, re-order the card (and give a PO Box number if you can).
You can send me an email on admin[at]thelacunablog[dot]com, or you can like us on Facebook and send message to our Facebook page. Thanks.
Good News...
Hello Subigya,
This is really a great post. I was planning to create similar post as I am also using payoneer from last few months, but didn't got time.
Anyway thumbs up to your work.
I also got my verified paypal account however there is transaction limit for $500. I wanted to verify my master card but it is taken from Nepal. So did you tried increasing limit by using your payoneer master card or not?
Any suggestions highly appreciated!
Thanks
Just have a question for you friend..How did you get a master card in/from Nepal? Is it an international one?
Yes, some Nepali banks do provide international MasterCard.
Any idea how someone gets hold of one?
Hello Ashish,
I got payoneer card from Citi Bank but it has address of Nepal. You can order payoneer master card from here in nepal free of cost.
Don't try to waste your time visiting local banks here in Nepal for Credit Cards, its worthless.
Thanks!
Hi Rajan,
By transaction limit, do you mean withdrawal limit? My PayPal account shows only withdrawal limit, there's no sending or receiving limit. A credit/debit card has to belong to the same country as that of your PayPal account in order for it to work. Unlike the bank account, you cannot use a credit card issued from a separate country on a PayPal account of another country. Since the billing address on my Payoneer MasterCard is of Nepal, but my PayPal account is of US, I have not tried using it in order to increase the limit and I don't think it will work, either. Thank you.
Thank you for your kind reply. I guess it will not work.
You can use Virtual Pay Card (VPC) to increase limit if you have any problem regarding this problem kindly visit http://www.jiwantamang.com.np there is some hints...
Just wondering what kind of document did you upload in order to get approved? Was it your passport?
Yep, I submitted a copy of my passport.
I already have my citizenship certificate and I am below 18. Can't I apply for card? If I can I order the card from my mother's identity? Also can I earn online and deposit it on paypal until I am 18?
I'm from kausaltar, Bhaktapur. Who will handover the card to me ? or I have to visit some office for that?
last question. How will I load my master card with money time to time?
sorry for long series of questions but I was curious
No, you cannot apply for the card; you are not 18 years old. You can however, apply in your mother's name and submit the copy of her passport/citizenship. Obviously, her name will be printed on the card. You have to give your exact address; be as specific as you can (give your ward number and house number). Either, a postman will deliver the card to your home, or he might ask you to collect your item from post office. Either way, if you entered correct address, the postman will visit you and let you know what to do. You don't have to pay for anything, though. You just need to wait for the card to arrive. Wait for 6 weeks at most. If the card does not arrive, contact Payoneer, they will send you a new card.
If you create a PayPal account saying you are from Nepal, you won't be able to receive any money on your account since PayPal does not support Nepal. So, as I have mentioned on the post, you need to create PayPal from a country which is on the list I have provided above (read the article).
You can load your MasterCard in four ways : 1. US Payment Service (Using PayPal, Moneybookers etc.) 2. Credit/Debit Card 3. Payoneer Partners (Infolinks, Odesk, Freelancer etc) 4. Other user's Payoneer Card. Thank you.
Thank you so much for the info
I would also like to add that citizenship certificate in Nepali might not be accepted by them.
bro subigya, hello .... m very happy to know that atleast some peoples are earning from our country. well as per my question ..... i have applied for the mastercard many times but the mastercard never reaches my home address..... and yah what should i fill in postal code : ? . 977 or "33700" which is the postal code of pokhara my town . please guide me. Well i am the owner of blog http://www.blogjukson.com. plxz help me and provide me with ur number or add me in facebook as i am also an online worker and it can b a great help for both.....
Hi Rahul,
You need to enter your exact address. Ward number and House number is required in order for you to receive the card at your home. It does not matter what you enter as postal code, as long as you enter your ward number and house number. If you did not receive the card even after putting such details, I would suggest you to get a post box, which costs around 760 in Kathmandu ( plus Rs. 1000 as security deposit for the first time). I guess they charge the same out there in Pokhara. If you get a post box, you will receive the card in a month. So, I think that would be the best option for you. Let me know if you have any problems or questions.
To get in touch with me, please message our Facebook page. Thank you
I have a payoneer card. And the above picture of us payment detail like your i also have . but also paypal is not verifying ? it always showing error message. or paypal from us account and payoneer of nepal bhayera yasto bhayeko ho ki maile najaaneko ho ki ? Plz Reply fast hai
Hi Yogesh,
You need to verify PayPal with the bank account information you received from US Payment service, not with your Payoneer Card. Did you try verifying with the card? It does not work that way. Follow the directions under Verify Paypal above (in fact, i suggest you to read the above post completely because it seems like you have not read anything at all), and let me know if you still receive any error message. A Nepali PayPal account cannot be used to receive fund. So, yes, you need to use a US PayPal account.
Thanks.
Hi,
I just received my payoneer card and I have verified it. I want to know how do you use payoneer card? I am from ktm. I want to know if I can purchase stuffs online, like software and so on. I work on oDesk. Can I transfer money from odesk to payoneer accouont? I recently added payoneer account as withdrawl method on oDesk but odesk is not showing up.
And I can't use paypal since the account was created by selecting Nepal as country. If I create another paypal account with different country name. How do I verify the paypal account? If I have people in say USA can I verify my US paypal account?
I added the payoneer card in skrill, it looks good but there is limit. And I can't verify payoneer card with skrill. It says card is from another country and address is from another country.
Last question, how do you upload funds to payoneer account?
Congrats on receiving your Payoneer Card. Did you sign up for it through ODesk or directly through Payoneer?
Yes, you can purchase anything, whether online or offline. As Odesk is a payment partner of Payoneer, you can directly transfer your earnings from ODesk to Payoneer. See here to learn how to do it. If Odesk is not showing up, you need to contact Odesk regarding the problem. If you have succesfully associated your Odesk account to your Payoneer card, login to your Payoneer interface and you should see your Odesk ID on the right side under Accounts associated with this card. As per this article, Payoneer withdrawals become active in four days after you enable it.
Regarding PayPal verification and withdrawing money from PayPal, please read the above post properly. Everything you need to know is mentioned above. You cannot verify your US PayPal account with the Payoneer card as it has your Nepali address on it. You will need to verify your PayPal with the bank account information provided through US Payment Service (Read the post above).
Where did you create your Skrill account from? If you ordered your Payoneer card in Nepal, it will have a Nepali billing address and your Skrill account too, needs to be created from Nepal in order for you to make use of the card.
You can load your card in four ways : 1> US Payment Service (PayPal, Skrill, etc. Read the post above.) 2> Partners (Infolinks, Odesk, SeoClerks etc) 3>Other Credit/Debit Cards (Mastercard and Visa payments can be directly made to your Payoneer card) 3> Other user's Payoneer card.
Thank you.
Hi,
I just activated my paypal account
...yea!!!! I create canada paypal account and linked century bank account and got activated within like 2 or 3 days. I have some other questions for you. When will paypal ask for verfication? What do they ask? I have my people in Canada. Will I be able to provide verfification documents with help of them? I just wanted the paypal to buy online stuffs. Withdrawls seems another limited stuffs. There is just 10K or 15K rs per withdraw from ATM of standard charted or SBI bank. When withdrawing from these atm wats up with 3% charge free. If I am withdrawing $100, then will they charge 3$ (3%) + 3.5$? ...I mean the 3% is % of whole withdrawl amount or just conversion % 
?
How do you transfer funds from you oDesk earning to you hand? I use skrill.com for this purpose.....I will use paypal and payoneer just for online usages. What do you recommend for me for this both purpose?
Once again thank you very much boss for your help.
Hello Bipin,
Can you tell me from which atm and where did you withdrawn 15k from SBI bank ATM? I am using Standard Chartered as its withdrawal limit is 10k only.
However when I tried to withdraw from ATM of SBI in newroad and jawalakhel, the ATM machine simply replied that it can't process the card.
Hope to hear great answer.
Hi Rajan,
Someone has pointed out above (look at the first comments) that Nabil Bank allows to make withdrawal of 35k at once. I am not sure if they charge any extra fee for using their ATM, though.
I have withdrawn from SBI bank's ATM multiple times, without any problem. I have only used the ATM at New Road and it has worked perfectly. However, only one of its ATM at New Road works. The other one does not respond at all. You must have used the broken one.
I cannot understand why it didn't work in Jawalakhel. As you can see in the post above, the picture clearly states that I had withdrawn from NSBL NEW ROAD. I'm not sure why its not working for you.
Hi Bipin,
PayPal might ask for verification document (utility bill, phone verification, any document that shows the exact address you entered on your PayPal account) at any time. And you won't be able to provide any of those verification document, because you are not from Canada. You can use PayPal for now, to withdraw your PayPal earnings to your MasterCard, but for safe use, I would suggest you to order a new card from Payoneer in the name of one of your folks at Canada. And then create a PayPal in their name with their current address. I hope you understood what I am trying to say. To withdraw from PayPal to your card, the card holder's name and your PayPal account name should be the same. So, when you order a card to Nepal in their name, and verify PayPal account (which is also in their name), you can provide verification document whenever PayPal asks for one. You can just ask that person from Canada to provide you those verification document, and your account will be safe. Until then, you can make use of your current PayPal account.
Standard Chartered allows 10k of withdrawal at once, whereas SBI Bank allows you to make 16k withdrawal at once. If you want to withdraw more, you can use Nabil bank's ATM which, as someone has pointed out above, allows 35k withdrawal at once. I am not sure if they charge fee for using their ATM, though.
Here's how the fee works. Whenever you make a withdrawal, $3.15 will be deducted from your balance. The 3% fee depends on the withdrawal amount. For example, if you have $100 on your account, deduct the $3.15 which leaves you with $96.85. Lets suppose the forex rate is $1 = Rs. 87. Now, 87 X $96.85 = 8425.95. 3 % of 8425.95 = 252.77, which when converted to dollars is 252.77/87 = $2.9. So in total your fee would be $3.15+$2.9. Note that you cannot withdraw 8100 from an ATM (because it is not a multiple of 500). So, here you will need to withdraw Rs. 8000 (Fees = $3.15 + 3% of 8000).
You can withdraw your Odesk earning to your Payoneer MasterCard, and then withdraw the money from an ATM. It is more easier than using Skrill. I haven't withdrawn earnings from Odesk but I have tried with SeoClerks. The process is almost the same. You need to link your Payoneer card by going to the withdraw section, and then the staff at Odesk/SeoClerks will approve the card you have linked. You can then request for a withdrawal. Once the payment is made, you will be provided with two options by Payoneer : To load the money on your card within 2 days, it will take a fee of $2, whereas, if you wish to load the card within 5 hours, $5 will be deducted from the payment. You will receive an email notification once the money has been loaded into your card. Then you can go to an ATM and withdraw the earning.
Instead of using PayPal, you can ask your client to directly pay you to your MasterCard. Just link them to this page and give your email with which you signed up on Payoneer : https://load.payoneer.com/ . Your clients can pay you through their credit card, and the fund will be loaded into your card. Thank you.
Let me know if you have any more queries.
Hello my PayPal is limited. It was verfied before with the adding bank option like you have said. But now it says to verify my account with the location or the phone number.
Can I verify it with someone's phone number who stays in US.
You may be able to verify using someone else's phone number, but there's no way you can provide address verification. Once your account is limited, you are done. Does your account say its limited? Just asking because I have verified my US PayPal the same way, but it has not been limited till now. Although, each time I receive fund, it is kept as pending for 14 days. After 14 days, I get to use the money. Is that what you are experiencing too, or is your account really limited? How long had it been since you created your PayPal? You must have done something suspicious to trigger the limitation. Otherwise, my US account too, would have been limited by now.
Yah account is limited. Sending and withdrawn is not allowed. Receiving stuffs allowed. Limited with it is asking me the contact address proof or alternative option - the phone number verification. What should i do now? Will the phone verification removes the limited error?
It should. But, can you change your phone number now? Google about how they perform phone verification ( whether they send an SMS, call, or ask some question regarding your account). If you can change the phone number, use someone else's phone number and get them to verify your account for you.
Hi...
Well, I'm an online freelancer and need to receive money in my paypal and withdraw that money....
So can I use this way to receive my money in PayPal And withdraw it ...
Also...I need to sign up for Google developers and receive money from there...Will this card work there too??
Hi Suman, yes you can use this method to receive and withdraw money from your PayPal. You'd have to follow the exact guidelines mentioned here.
Your card cannot accept incoming payments from everywhere you like. You can use it to spend money but in order to receive money in your card, you have to either join a Payoneer Partner and request withdrawal to your card, make use of US Payment Service or ask your clients to visit this page and make payment through their card : https://load.payoneer.com/. If Google Developers allows you to withdraw earning to a US Bank Account, you can make use of the US Payment Service provided by Payoneer, and transfer your earning to your MasterCard. But, as I said to you earlier, you cannot directly transfer your Google Developers earning to Payoneer MasterCard.
If you use certain sites such as freelancer.com or odesk.com for your freelancing purposes, then you can directly transfer your earning from such sites to your Payoneer MasterCard. These kind of sites are called Payoneer Partners since you can directly withdraw your earnings to your card. I hope you understood. Thank you.
This post has useful info and describes every step to withdraw money from Payoneer..
But you haven't gone in detail about Paypal.
You should however also add steps on how to register for Paypal , like you did.
Please add on details about how to register paypal account and from which location etc. How to login from Nepal to add those routing numbers etc.
Describe steps to safely register/access Paypal from Nepal?
If you have done it from US ,explain those steps?
Coz i see most of the people are having hard time with account being limited or barred by Paypal.
Cheers!
Rajeev,
I didn't post about PayPal registration steps because I didn't want to extend the post any longer. Registration on PayPal is the same as registration on any other sites. I don't think it needs to be explained.
I don't use any VPN/Proxy to register/login to my PayPal. And regarding PayPal safety, it's your responsibility. I'm just suggesting a way to withdraw PayPal earning, safe PayPal access is not something that this post concerns, I'm afraid.
If you are looking for my suggestions, I can certainly provide some. But, please be aware that following these rules does not mean that you will not get limited because at some point, you will get limited. All you can hope for is to use the PayPal for a longer period of time before it gets limited.
Suggestions : Don't use PayPal from different computers/IP addresses, Login to your PayPal only when you need to perform transactions, Keep your transaction amount as low as possible and in the same range (for ex. if you receive $50 weekly, don't raise it to $300 at once). Deals with accounts in question or multiple disputes/refunds are also responsible for the limitation of a PayPal account.
Thanks.
How can I load money in my Paypal Account.. From Nepal. ??? My account is not verified one.. And how to receive the payoneer Card do the Mail Service deliver the Card Correctly
Rohit,
You cannot load your PayPal account from any financial institution in Nepal as PayPal does not support Nepal. If you have a Nepali PayPal account, you can send funds via it using an International Credit Card with a billing address of Nepal.
You can also ask your clients to make payment to your PayPal. But please note that Nepali PayPal account can only send fund, it cannot receive any money sent to the account.
Regarding the MasterCard, please read the post above properly. A post man will either deliver the card to your address or ask you to collect it from a post office.
Thanks.
you said paypal will deposit an amount to the payoneer account but I didn't receive any. I'm still waiting for it.
How many days has it been? It does not take more than 2-3 days (not counting holidays.)
it's been more than a week.
Not received the deposit yet? There is something wrong if you didn't receive the money till now.
I didnt get my payoneer card. i Order it 1 month ago n shipping last date was 4 april bt i didnt get it. SO, sir any other idea of getting it. Please help me ! I m frm chitwn . how can i get payoneer card here in chitwan ?
Wait for a week more, then contact Payoneer Support (Choose Card Shipping under Category) and tell them that its been 35 days and you have not received your card yet. They will ask for your address and send you a new card for free. Provide a PO Box number this time; either get one PO Box for yourself, or use the PO Box of your relatives/parents/school.
Guys ! I can help you get you your paypal money in full whether verified or unverified. For that I will charge a nominal fee of 5% of transaction amount (Minimum Rs. 300 per transaction). No other fees but remember paypal deducts 3.9% and 0.30 USD when you make transfer to my paypal account. In other way to use your paypal account, you can buy domain from my newly launched web hosting service i.e. http://domainhosting.com.np . I have recently started this service with intend to provide Nepalese guys with cheapest services possible. You can buy domains with your unverified paypal account balance. In case, you need some other products not mentioned in the website, you can always contact me or drop a private message in facebook fanpage of domainhosting.com.np. Hope, I can help you guys ! For more queries you can contact me.
Hi Prasiddha, which domain registrar is the one you will be providing if we register through your site? Or do you provide service to register domain in either namecheap or namesilo? From which webhosting company are you giving the free hosting service? I mean companies like hostgator, bluehost, etc. Plz let me know.
Namecheap.com and Name.com accept unverified PayPal, and for hosting I'd recommend Hostleet, which also accepts unverified PayPal.
Sorry for the late reply, but I have been providing this service through Directi.
Thanks for the detailed info. Aren't there any other card services available to use for this process apart from Payoneer? Since Payoneer charges annual fee, if any other virtual card services are available or not which do not charge any annual fees? If so, then we can use such card services instead of Payoneer. Any alternatives?
As far as I know, there isn't any payment service that provides similar services as that of Payoneer. You can get virtual card/bank accounts ofcourse, but I doubt you'd find anything cheaper than Payoneer.
You can sign up for Payoneer in two ways : via a partner or from their site directly. The fees and pricing are different for different partners, you'd need to check and compare each one's before signing up. However, if you sign up via a partner (such as Infolinks, Odesk, Seoclerks etc), you'd have to pay monthly fee instead of yearly fee. I had signed up via Infolinks. Payoneer charges me a monthly fee of $1 if there are more than 5 transactions in that month, and 3$ if there are less. If you can maintain 5 transactions each month, its cheaper than ordering the card directly.
The only problem with ordering card via a partner is that, you need to withdraw earning from the partner at least once at the beginning in order to activate US Payment Service and Private loads. There's no need to withdraw earning from the same partner that you ordered the card from, however. You can later attach your card to multiple partners and then withdraw from any one of them. For ex. you can order card via Infolinks, then later attach it to your SeoClerks account and withdraw your earning from SeoClerks. Then, your card will be active for private loads and US Payment Service.
When registering for Payoneer, we will have to use our original address in Nepal. However, opening paypal account, if we state USA as country, how can we verify paypal even if we get payoneer since paypal ac will be usa while payoneer will be nepal?
Please read the post carefully. You are going to use a US Bank Account to verify your PayPal, not your Payoneer card. You can use the Payoneer card to verify your Nepali PayPal and the US Bank Account to verify your US (or other countries') PayPal.
After getting Payoneer card, as I will have to open a Paypal ac selecting USA as country, I assume we will have to input fake details (like address, phone number). Is there any site from where we can generate fake details? Will paypal verify the fake address?
@Rajan
http://www.fakenamegenerator.com/
Hi,
I am from Janakpur & want to get Payment through Paypal & Odesk.
Hi,
Today I tried to withdraw 16K from SBI ATM, but I couldn't. It showed error? I tried many times but no luck. Any suggestion? I don't want to withdraw from standard charted. What about Nepal Investment Bank's ATM?
Bipin
Sorry, I have no idea why it did what it did. I haven't withdrawn from any other bank's ATM besides SBI's. The maximum amount I have withdrawn at once is 9k and it had worked fine. Were you trying to withdraw from the ATM in New Road? Because, one of the ATMs there does not work. Maybe you should try withdrawing later. By the way, what error did it show? Let me know how it goes. Thanks.
Hi, Can you suggest me a best country to sign up as in paypal so that i can use it after verifying US payment service? I don't want my account to be locked with all my money in it.
I'd suggest Canada. But, please note that your account will get limited at some point. It might take a day, or a year; its just a matter of time. You can't expect to use it forever without raising any flag on PayPal Headquarter.
hy subgiya,
can i use your po box number ???
i guess you are from sres chitwan....
Saugat, I had studied at SRES for a while. I live in Kathmandu now.
Hey, i just follow your suggestion. I entered into Payoneer, i got registration field, I entered all correct information. But while finishing all user input i always get red sign box in password field. Here is how i put password:
200120022003
aeroplanetonepal
But not either of them succeed. How i should put password in choose your password box? Please give me example of it's format? What is it max size? Can i put special symbols? And last does shipping address is necessary in Nepal?
I tried entering the passwords you provided, and it worked fine. You must have entered different passwords on the two fields. Try it once again.
Shipping address is where the card is sent. If you don't provide it, you won't receive the card. If you are ordering it to your home, make sure to provide your house number and ward number, if not, provide your PO Box number.
Hi! subigya i successfully registered with Pay0neer. You have provided a good topic that everyone loves. I'm further in dilemma about verifying paypal, does above process signified total verification process of paypal. Is that mean i didn't need virtual credit card to verify paypal? And how to add funds to paypal from Nepal? Does Payoneer can transfer funds to paypal? Is there any other process for transferring funds? This can be good topic if you provide and it will be useful to all of us.
Raja, yes, if you follow the process properly, you will have a verified PayPal. You will not need a VCC. Nepal is not supported by PayPal. That's why we have to select a different country while creating a PayPal account. As a result, you cannot add funds from Nepal on your PayPal account. The method is only useful to freelancers or people who make money online. By following the tutorial, they are able to get their hands on their money, which otherwise, would have just been piling up on their PayPal account. Payoneer cannot transfer funds to PayPal directly. However, if you signup on PayPal with a Nepali PayPal account, you can send funds to other PayPal account with your Payoneer MasterCard. (Nepali PayPal accounts can only send fund, they cannot receive any money.)
Is it legal for a Nepali living in Nepal to use "USA" as country in Paypal account? Are their legal consequences?
It's legal but its against the Terms of Service of PayPal. There are not any legal consequences for this. The most PayPal can do is limit your account.
Also, what if I need to deposit money to paypal? Which banks in Nepal offer International Debit cards, and can those cards be added to paypal?
Robik, please note that this method is only useful to freelancers who make money online. A Nepali PayPal account is allowed to send payments, its just not allowed to receive one. So, if you have an international debit card issued from Nepali banks, you can use it to verify your Nepali PayPal account. Or, you can use your Payoneer MasterCard as well. So, US Payment Service can be used to verify one PayPal to receive payments, whereas an international card can be used to verify another PayPal of Nepal. As you cannot add an International Debit Card of one country to a PayPal of another country, you cannot deposit money from Nepal on the PayPal of a separate country. You'd have to create two PayPals; one for sending and one for receiving (which is against PayPal's TOS as well).
Yeah... I have been searching a lot on google but I can't find a Nepali bank which issues International Debit Card (NOT Credit Card). I need one for android developer account. Do you know of any Nepali bank which issues International debit card?
That's a relief
A simple "International debit card in Nepal" search query resulted in lots of Nepali banks (Sunrise, BOK, Siddhartha, Macchapuchre etc) that provide International debit cards. But, its not easy to get an International Card in Nepal. There are lots of requirements (check out the site of the banks), and it is not suitable for general public.
I had looked into those banks earlier. The requirements for some of them are almost impossible to fulfill for me as of right now.
Requirement for Sunrise bank, Macchapuchre: Valid Visa and Confirmed Air Ticket for travelling abroad. (uhhh what? Why should I get an air ticket to get a debit card?)
Bank Of Kathmandu and Siddhartha Bank: I can't find such requirements in the site, but I can't download their forms either. Gotta visit their office.
NIBL: https://www.nibl.com.np/index.php?option=com_content&view=article&id=25&Itemid=31
It states: "You can benefit from our International card if you are frequent traveler as it prevents hassles of foreign exchange." I will ask them this week if they offer International debit card.
So I guess there is some chance with at least 3 banks.
Well, I am a freelancer and I'd like to know how to withdraw the money from my PayPal or the Payoneer MASTER Card! Thanks in advance!
Read the post and read my reply to your earlier comment. Let me know if you have any further questions. Thanks.
Hey bro can we use USA as a country of residence while signing up for paypal
Yes, you may. But, note that you cannot send payment from a US PayPal account unless it is verified.
from which site I can work data entry ? which types of work are good ?
Hey dude
How much can i withdraw from Perm Limited 180 days ago Account
I have paynoor account and card
i hope you havesome experience on this
well i wil try to buy few bucks
thanks
Sorry, I have no idea about that.